Personal / Commercial - Umbrella Insurance

What is an Umbrella Insurance?

An umbrella insurance  is a type of liability insurance that provides additional coverage beyond the limits of other insurance policies, such as auto or homeowners insurance.

Umbrella insurance is more flexible and can cover gaps in other insurance policies.

It is used to cover large claims, such as bodily injury, property damage, and legal defense costs, that exceed the limits of your primary policy.

This type of policy is relatively inexpensive compared to the costs of increasing the limits of your primary policy.