Personal / Commercial - Excess Liability Insurance

What is an Excess Liability Insurance?

An excess liability insurance is similar to umbrella insurance.

Unlike umbrella insurance, this policy provides coverage only for the same types of liability already covered by your primary policy.

Furthermore, this policy increases the coverage limit for these specific claims. This means that if, for example, your auto insurance policy covers bodily injury up to $300,000, an excess liability policy can increase that limit to $1 million.